Positive Credit Reporting to be Implemented by 2018

Positive Credit Reporting to be Implemented by 2018

The federal government is set to mandate Positive [Comprehensive] Credit Reporting (CCR) by the middle of 2018. Treasurer Scott Morrison says this will increase the availability of credit and help borrowers negotiate lower interest rates. What is Positive Credit...
Earn Qantas Points on your Home Loan

Earn Qantas Points on your Home Loan

Do you enjoy taking holidays?… Are you a regular traveller? Did you know that your home loan (mortgage) could be earning you lots of extra Qantas Points each year? There are a few lenders that will reward you with Qantas Points based on your monthly, or yearly, home...
Earn Extra Income

Earn Extra Income

A growing number of Australians are using the Gig Economy and the Sharing Economy to create extra income. These economies are already big business. Australians have already spent $15.1 billion (yes, BILLION) on platforms such as Uber, eBay, AirBnB, and other new...
World Mental Health Day

World Mental Health Day

1 in 5 Aussies are affected by mental illness, yet many don’t seek help because of the fear of judgement. We can all do something to help shed a more positive light on mental health. It’s time to look at mental illness in a different light – a positive light. If you,...
ATM Fees Dropped

ATM Fees Dropped

Australia’s Big 4 Banks (ANZ, CBA, NAB, and Westpac) have all announced they will end ‘non-customer‘ ATM withdrawal fees. This means if you bank with one of the Big 4 Banks and withdraw cash from one of the other Big 4 Banks ATMs you will no longer be hit with a $2...
Save Money on Energy

Save Money on Energy

A report by the Australian Energy Market Commission (prepared by Newgate Research) found that almost half of households haven’t switched their plan or retailer in the past five years… Some households have never switched their plans. The average household can save $507...
Save Money on Fuel

Save Money on Fuel

We, at York Finance, hate the feeling of being ripped off when fuelling up! So it was very exciting to learn that the NSW Government has launched a website that compares local fuel prices and lists the stations from cheap to most expensive. Simply...
Excessive Payment Surcharge Ban

Excessive Payment Surcharge Ban

From 1 September 2017, all Australian businesses will be banned from charging customers excessive surcharges for using certain types of EFTPOS, Mastercard, Visa & American Express cards to make payments. The ACCC ban restricts the amount a business can charge...
Money Health Check

Money Health Check

If you review each of the following points you will be able to reduce your expenditure, save extra money, and understand your financial position better. Transaction Account: Understand your Fees & Charges – look for Product Disclosure Statements (PDS) Use online...