Private Lenders in Australia: Fast Flexible Finance Approvals
When the Banks Say No, We Say Yes In today’s unpredictable financial landscape, getting approved for a traditional mortgage isn’t always easy. Whether you’re self-employed, have poor credit, or need funding fast, a private lender offers a smart, flexible...
The Ultimate Guide to Business Loans
Introduction As a business owner in Australia, having access to the right financing options is crucial for growth and success. York Finance, a leading Finance Brokerage based in Sydney, has created this comprehensive guide to help you navigate the world of Business...
Luxury Home Purchase
Loan Amount: $6,120,000 Loan to Value Ratio (LVR): 94% Did you know that Banks will generally begin to reduce the amount they are willing to lend once the property value exceeds $5m? This is to ensure the Bank is not exposed to losing several million dollars on...
Commercial Real Estate Purchase
Loan Amount: $4,595,000 Loan to Property Value Ratio (LVR): 106% Finance for a Commercial Real Estate purchase is generally limited to 65% to 70% LVR, but in this instance York Finance was able to negotiate a loan that was equivalent to 106% of the property’s...
Luxury House Purchase
Loan Amount: $5,480,000 Loan to Value Ratio (LVR): 80% Some people would believe that Banks think ‘the bigger loans are, the better they are’. This isn’t the case… Banks will generally begin to reduce the amount they are willing to lend once...
Commercial Loan Refinance
Loan Amount: $5,000,000 This business was referred to York Finance after they mentioned that their Bank was putting uneccessary pressure on them. A recent operational issue had constrained their cash flow. Using the business’s commercial property as...
Commercial Loan Equity Release
Loan Amount: $4,800,000 Loan to Value Ratio (LVR): 100% It’s well known that commercial loans secured against Commercial Property are generally limited to 70%, sometimes 80%. A lesser known fact is that commercial loans secured against Residential Property can...
Finance for Property Development
What is Development Finance? Property Development Finance (also known as “construction finance” or “development finance”) is a form of funding that assists with building multiple residential, or commercial properties. This form of funding is available through...
Stay on top of BAS Payments
There’s no need to delay ATO commitments because of cash flow concerns. Our small business loans can be used for any purpose including staying on top of quarterly BAS payments. Funds to support cash flow Take control of your cash flow and keep your business...Google Reviews
Tim delivered an exceptional experience. He is expertly knowledgeable and professional and delivered a fantastic outcome for me. I cannot thank Tim enough!
Tim has been an exceptional saviour for us at a most stressful time - acting as our broker organising bridging finance when our property buyer backed out at the 11th hour. As we had never borrowed before and are elderly this was a most alarming experience for us. However Tim’s calm and competent handling of our problem was greatly appreciated - especially given the fact that he was not given a great deal of time to accomplish this.Tim Sheridan is an exceptionally helpful and competent young man who appears to have a great wealth of financial expertise. We feel he is eminently commendable for his work in his field of endeavour.Mittie and Paris Osborne
Great professional service from Tim who acted as our mortgage broker for refinancing and investment purposes. Tim is very approachable and patient and is never flustered in what are often hectic times when purchasing property. We will continue to recommend his services to anyone who is looking at refinancing or needs a new loan. Thank you Tim!
As accountants, PrincipleFocus have worked with York Finance and Tim Sheridan on a number of client projects. The collaboration is one of trust. We have found Tim reliable, knowledgable and innovative such that, when it came to our own business expansion finance, Tim was our first call.
Went above and beyond. Very knowledgeable and professional. I highly recommended 👍🏻
We have used Tim at York Finance for both commercial and residential property financing. On every occasion Tim has gone above and beyond to ensure we are have been provided with the best possible financing options in each scenario. I can not recommend Tim at York Finance highly enough for both your commercial and residential property financing needs.
Tim was a great support in buying our house. He was knowledgeable and ensured we got the best deal for our situation
Tim was very professional and clear at guiding us to make our own decisions. He outlined options backed with research, communicated with banks efficiently, assisted in establishing our positions in detailed terms and we locked in with a finance solution very quickly.He is also a patient man with a friendly attitude - follows up on bank progress on our behalf, answers our questions thoroughly, we felt very well-looked after by Tim throughout the whole process.
Tim from York Finance did a fantastic job.My wife and I recently purchased a home in Sydney during a very competitive time in the market. To do this we needed a great team with a great broker - and Tim really fulfilled this role. He continually looked for new options and made the process of finding the right finance product much easier for us. There were many twists and turns in our process and Tim was always on top of it.He made sure we understood everything that was going on, and he prompt in meeting deadlines.I would happily recommend him.Thanks TimTom and Felicia
York Finance has help us to stream line our business and in doing so secure LARGE contracts now without the stress of cash flow. Tim was very friendly and is always available to answer and questions or concerns.Thank you!
I’m an absolute novice when it comes to personal finance so to have Tim walk me through a lot of the process and explain the risks and other things associated with the decisions I had to make was an invaluable learning experience for me.When I experienced a reasonably big hiccup in the settlement of my house, Tim was working behind the scenes to make sure everything went as smoothly as possible. I can’t thank him enough for the measured approach he brought to a situation that had me somewhat panicked.Matthew Norton
