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What is a Credit Score?

What is a Credit Score?

A Credit Score is a number that summarises the information contained in your Credit Report. Some lenders use your Credit Score to decide whether they should lend you money and how much interest they should charge. There are 3 main Credit Reporting Bodies (CRBs) in...
Positive Credit Reporting to be Implemented by 2018

Positive Credit Reporting to be Implemented by 2018

The federal government is set to mandate Positive [Comprehensive] Credit Reporting (CCR) by the middle of 2018. Treasurer Scott Morrison says this will increase the availability of credit and help borrowers negotiate lower interest rates. What is Positive Credit...
Earn Qantas Points on your Home Loan

Earn Qantas Points on your Home Loan

Do you enjoy taking holidays?… Are you a regular traveller? Did you know that your home loan (mortgage) could be earning you lots of extra Qantas Points each year? There are a few lenders that will reward you with Qantas Points based on your monthly, or yearly, home...
Earn Extra Income

Earn Extra Income

A growing number of Australians are using the Gig Economy and the Sharing Economy to create extra income. These economies are already big business. Australians have already spent $15.1 billion (yes, BILLION) on platforms such as Uber, eBay, AirBnB, and other new...
World Mental Health Day

World Mental Health Day

1 in 5 Aussies are affected by mental illness, yet many don’t seek help because of the fear of judgement. We can all do something to help shed a more positive light on mental health. It’s time to look at mental illness in a different light – a positive light. If you,...